A research report on API banking, open banking, open finance, embedded finance, BaaS, regulation, security, and adoption trends shaping connected financial ecosystems.

In 2025, the Reserve Bank of India created the .bank.in subdomain and required all local banks to start using it for their online presences. Indian is home to thousands of banks and the new rule meant ...

The Bank of Russia has updated the standards for open universal programming interfaces (APIs). This is reported on the regulator's website. Financial market participants have been testing standards ...

X Money app launched for US Premium subscribers on June 25, expanding June 29 to a broader rollout with 6% APY on ...

Financial Data and Technology Association (FDATA) is a North American industry association that’s been advocating for open ...

The agentic economy needs human-gated rails it can't access. Crypto already built the alternative: a trustless system now embracing AI agents.

As Hong Kong’s banking sector undergoes rapid digital transformation, Shanghai Commercial Bank (Shacom Bank) has ...

The federal regulation of open banking in the United States has been in an extraordinary state of limbo. The Consumer Financial Protection ...

How banks are modernising core systems with cloud, APIs, microservices and real-time payments to reduce cost, improve agility and strengthen resilience.

Waller signals a shift in Fed policy focus due to rising inflation risks. No change in rates after July 2026 at 86.5% YES.

Stripe and Cross River Bank announced bank-grade single-use card issuance for AI agents on July 2, as 160 million autonomous ...

Small businesses are big contributors to the American economy. There are 33.2 million small businesses in the U.S. and they… ...