Owning a car is expensive, but it's not just vehicle prices that are driving up costs. Insurance premiums rose 18% between 2026 and 2025, hitting an average of $194 per month, according to the car ...

Drivers with accidents, speeding tickets or DUI convictions pay more than nearly anyone else for car insurance. An at-fault collision, for example, can spike your premiums by up to 50%, according to ...