Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Comprehensive insurance coverage is optional coverage that protects you against damage to your vehicle caused by non-collision events that are outside of your control. The uptick of extreme weather ...

Comprehensive insurance covers a variety of expensive problems, such as car theft and vehicle damage. Use comprehensive insurance for damage related to weather, floods, fire and vandalism. It pays for ...

Life is unpredictable. Your car might sit safely in the driveway today. Tomorrow, a fallen tree could crush it or thieves could target it. These moments often strike without warning — and without ...

Collision and comprehensive car insurance are often bundled together and make up part of a full-coverage car insurance policy. But what type of protection do these two types of coverage offer and when ...

Collision vs comprehensive car insurance: which do you need? While collision and comprehensive car insurance are optional in every state, they’re required by lenders if you are financing or leasing ...

Geico is No. 1 in our rating of the best car insurance companies. Other top-rated insurers include Travelers for its ...

Buying car insurance can be a confusing process, from what kind of coverage to get to how much to pay for premiums and deductibles. Almost all states require some amount of liability insurance to ...

The biggest misconception among policyholders is that an overnight hospital stay is mandatory for insurance claims.

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...